Key takeaways Plan for success by building a business plan, putting together a budget and saving enough money to launch. Separate your business and personal finances by opening a business bank account and choosing business credit cards with useful benefits. Stay on top of your finances with…
Key takeaways Brand loyalty to certain credit cards or issuers can limit your rewards earning potential. Use multiple cards to maximize rewards rates, which might involve switching cards or using different cards for different types of spending. Understand the redemption options for each of your cards to get the most…
Key takeaways Both a line of credit and a credit card are types of revolving credit where you can borrow up to a certain amount and only pay interest on what you borrow. A line of credit typically has a lower APR and a higher credit limit than a credit…
Key takeaways Lying on a credit card application is fraud and can have serious legal consequences. You shouldn’t need to lie to qualify for a credit card because there are cards available for all types of financial circumstances, including for those with poor or non-existent credit, as well as for…
Personal Finance
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many…
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
Featured Articles
Key takeaways The typical mortgage payment doubled between 2020 and 2024, while today’s new homes are smaller than they have been in more than 10 years. Experts caution that home size isn’t always the best measure of value, especially in competitive markets with rising home…
Dept Managmnt
Key takeaways To pay off debt, you need to know how much you owe, how much you’re spending and where you can cut…
Banking
In my last column, I likened artificial intelligence to the wizard in “The Wizard of Oz.” It received a good reaction so I…
Credit Cards

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Key takeaways Banks have the right to close accounts for various reasons, including inactivity, low balance or suspicious activity. Prompt action and communication with the bank are crucial if an account is unexpectedly closed. The unexpected closure of a bank account can have a significant financial impact, making it important…
SimpleImages/Getty Images Currency ETFs give investors a simple way to gain exposure to different currencies. These funds can be used for diversification, to speculate on currencies or to hedge your exposure to a certain currency. Here are some of the top currency ETFs to consider for your portfolio. What are…
kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways SBA Express and Export Express loans offer loans of $500,000 or less. Express loans don’t need SBA review, speeding up the approval process. Lender requirements can vary from lender to lender, so you may want to compare multiple lenders before making a decision.…
Tax credits reduce the amount you owe to the IRS, but not all tax credits work the same way. A refundable tax credit can reduce your tax liability below zero. This means you could receive a refund even if you owe nothing in taxes. For eligible taxpayers, this can result…
If you work in the education, healthcare or nonprofit sector, you’ve likely asked an important question regarding your plan for retirement: how much should I put in my 403(b) per paycheck? The right amount to contribute depends on several factors, including your age, salary, employer match and overall retirement strategy.…
Credit Sesame’s fun, informal quiz helps you explore how your everyday choices could reflect your level of credit responsibility. This is not a formal assessment. It will not impact your credit score. But the way you answer these 10 yes-or-no questions might reveal how your habits might be shaping your…
Shares of Mixue Group, China’s largest bubble tea chain controlled by billionaire brothers Zhang Hongchao and Hongfu, jumped 43.2% in its highly anticipated Hong Kong stock market debut on Monday, boasting a market cap of $14.1 billion. The company, best known for selling freshly-made drinks for about $1, ended its…
With the 2025 regular tax season deadline just days away, the IRS is already bracing for more cuts in its workforce. Thousands of agency employees are expected to receive pink slips in mid-May, about a month after Tax Day, April 15. Losses So Far Earlier this year, the IRS fired…
Does your paycheck show up in your bank account and then just . . . vanish? Yep, been there. But zero-based budgeting can fix that! With a zero-based budget, you’re giving every single dollar a job on purpose. It’s hands down the best way to take control of your money…
Mother’s day has just passed. But ideally everyday should be mother’s day. A mother’s commitment to their children and family is a forever thing and therefore, a mom should be celebrated everyday! However, given the significance of this day it is important to recognize the financial strength of Single mothers.…
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