Key takeaways Plan for success by building a business plan, putting together a budget and saving enough money to launch. Separate your business and personal finances by opening a business bank account and choosing business credit cards with useful benefits. Stay on top of your finances with…
Key takeaways Brand loyalty to certain credit cards or issuers can limit your rewards earning potential. Use multiple cards to maximize rewards rates, which might involve switching cards or using different cards for different types of spending. Understand the redemption options for each of your cards to get the most…
Key takeaways Both a line of credit and a credit card are types of revolving credit where you can borrow up to a certain amount and only pay interest on what you borrow. A line of credit typically has a lower APR and a higher credit limit than a credit…
Key takeaways Lying on a credit card application is fraud and can have serious legal consequences. You shouldn’t need to lie to qualify for a credit card because there are cards available for all types of financial circumstances, including for those with poor or non-existent credit, as well as for…
Trending
Spotlight This Week
More Articles
Personal Finance
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many…
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
Featured Articles
Key takeaways The typical mortgage payment doubled between 2020 and 2024, while today’s new homes are smaller than they have been in more than 10 years. Experts caution that home size isn’t always the best measure of value, especially in competitive markets with rising home…
Dept Managmnt
Key takeaways To pay off debt, you need to know how much you owe, how much you’re spending and where you can cut…
Banking
In my last column, I likened artificial intelligence to the wizard in “The Wizard of Oz.” It received a good reaction so I…
Credit Cards
All News
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
American Consumer Credit Counseling (ACCC) is a non-profit Consumer Credit Counseling agency offering free credit counselling and low-cost debt management plans. Our certified credit counselors are highly trained to offer a broad range of consumer credit counseling services that help individuals and families regain control of their finances. As a…
Robo-advisors have become tremendously popular over the last decade, and rightly so. They automate the investing process for you, making it simple to invest in a diversified portfolio of assets, and they charge much less than a typical financial advisor. So it’s little wonder that many investors have turned to…
Key takeaways The SBA disaster loan offerings include physical damage, mitigation assistance, economic injury disaster loans (EIDL) and military reservist loans. These loans provide up to $2 million in financial assistance to recover from and prepare for declared disasters. Collateral may be required for loans over a certain amount. SBA…
For most individual taxpayers, the October 15 tax extension deadline is final. Unlike the automatic six-month extension granted in April, the IRS typically does not offer further extensions beyond October 15 for personal tax returns. This deadline represents the absolute cutoff for most filers. Missing it can result in late-filing…
If you’re receiving Social Security Disability Insurance (SSDI), you may also receive additional benefits for a dependent child. But what happens to your SSDI when your child turns 18? Many parents rely on this supplemental income and want to understand how their child turning 18 will impact eligibility and benefits.…
Credit Sesame explores why Americans are still spending when recession fears are rising, even as debt grows and confidence in the economy fades. Hope for the best, prepare for the worst, is how the old saying goes. Lately, consumers seem to be doing the opposite. The latest Survey of Consumer…
The family office market is an increasingly significant segment of the global wealth management industry. Yet, despite its growing prominence, there remains a striking lack of consensus on its size, structure, and even its definition. Estimates of the number of family offices worldwide range wildly, from 3,500 to 20,000, depending…
U.S. businesses no longer have to comply with the beneficial ownership information (BOI) reporting filing requirements of the Corporate Transparency Act (CTA). The dramatic policy change was first announced on social media by the Treasury Department, followed by a press release posted on its website and a Truth Social post…
Balancing Caregiving Costs and Debt Caregiving often comes with changes to your income and spending. Many caregivers reduce their work hours or take unpaid leave, while also covering out-of-pocket expenses like home modifications, special diets, or respite care. That’s why building a realistic and adaptable budget is key. Track your…
Editor's Pick
